Boat Rental Insurance

Me and three friends are heading down to Phoenix for a few days and are looking to rent a boat. I have one lined up but according to the waiver and release form I am 100% liable for any and all damage and lawsuits. I haven't found a rental company that offers insurance for myself and the other operator, and I don't want to be on the hook if something happens. I took the waiver and release forms to my own insurance agent and he said I would be crazy to sign them. Does anybody know of any insurance companies that will provide me and my friends with liability and damage insurance on a rented boat? We are 28-36 years old, Canadian, inboard owners with perfect driving history. There must be something out there like when you rent a car???

^^^ IMO sounds shady. the rental company should have insurance available.

Anyone else you can rent from.


If you currently own a boat and have insurance...it should cover you. Mine covers me wen driving other boats

You can get an insurance liability rider that applies to your home but covers you in anything. If you get a $1M policy it adds that to your car when you're in it, or a boat, or your yard. The damage is yours if you cause it unless you could get a temp policy for a rental through your insurance. There might be a problem getting a Canadian company to insure a US boat though for the damage policy.