Tarheel....and you're in TN? Aren't there laws against that in TN?
ok, on topic....unless you're an avid DIY'er, the dealer should the first step in narrowing your search for an inboard. Trust me, go visit a few and you will surely have a favorite or two. The dealer can make ownership a pleasure or a nightmare.
With your budget, I would suggest buying a 2-5 y/o V-drive. You get the most for your $$ this way....no new boat depreciation, all the bugs should be worked out, and the boat will likely be better equipped than a new boat in the same price range (racks, pp, stereo, ballast, etc, etc). Also, if its your first boat, you won't feel as bad when you make those rookie mistakes.
Once you have narrowed it to a few choices then do some online research or post questions on the specific boats. Market prices, reliability, wake size/shape, etc should be things you look for. You will get many opinions, but you can use them to pick what you think is the best boat for your $$. Boat owners are usually very brand loyal and will recommend the one they own, so just remember that just b/c 'Joe' likes #enter brand name#, doesn't mean you will. Quality and value are subjective....you'll have to come to your own conclusions.
Then the test drives (if you haven't already), tech inspections and negotiations. Before you know it you'll be on the water enjoying, knowing you got YOUR perfect boat.
(Message edited by Bremsen on December 18, 2005)