Only complaint i had was that the mounts stuck out too far away from the boat, making docking difficult. I too installed it on a SeaRay, and yes, you did have to drill a lot of holes, but that is the norm for generic towers. Once I figured out that i should use the provided drill bits, it went quick. All told, a good tower for the money. Support was good too. Mine wasn't powder coated, so can't comment on the chipping.
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