I'm a bit biased, but would choose the A20. I think you will find the Axis is a solid boat and puts out a great wake. For surfing make sure you get bow weight in that thing to lengthen the wave. Personally I think a 20' boat is small, which also makes me choose an axis as it's beam is 7" wider. In a 20' boat, those 7" are going to make a huge difference. You'll probably get an A20 for less than the NXT as well probably 55ish with trailer, no huge stereo, but that can come later.
I will admit I have not seen a NXT yet, but just in terms of the 20' market, I think axis is hard to beat in terms of value for the money
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