Fixing gel is pretty easy. You make the scratch bigger so the gel has something to stick to, fill the whole, let it cure and sand it down. Probably about an hours or two's work.
The hard part matching the color. This takes skill and because you have two different colors that will increase the cost. I have never had gel coat work done but I have received vastly different quotes and damage to my boat. My guess based on your description is $200 to $500 depending on who you get to do it. I really have no idea whats reasonable but I feel like this type of thing can vary greatly based on where you are.
Not sure what boat you have but Spectrum sells patch kits for gel coat, because your boat is new it may be a pretty close match. If you are feeling adventurous you may want to try fix it yourself using a kit. I have been doing this on my boat and am getting better with each repair. I was estimated $800 (by a very expensive marina) to fix the nose of my boat and did it myself with a $20 Spectrum patch kit. Repair looks okay I'd give it a 7/10. Looks fine from 5 feet away but close up you can see a color difference. I doubt anybody would notice it unless I pointed it out. But I have a 20 year old boat.
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