Boat Insurance

(wofrankwo) · (wofrankwo) **Join Date: Jul 2009** 06-28-2011, 9:03 PM

its that time again and i got an online quote from BoatUS Marine Insuarnce and it was for $200 a year for 21k coverage and 5k personal and standard liability etc

this is half the cost of my farmers ...... anyone done business with these people they seem reputable ....... any and all opinions welcome

(lionel) · (lionel) **Join Date: Nov 2005** 06-28-2011, 10:53 PM

Never used them, seems cheap. Price out Western Marine Insurance. Ask for Dawna. They are cheap and good. Although, I have yet to file a claim, knock on wood...

(packrat) · (packrat) **Join Date: Mar 2005** 06-29-2011, 2:59 AM

Be sure to check how their underwriters figure out the value of your boat during a claim. I understand that there are several methods used in the marine insurance some good some bad. Also be sure to make sure you are covered if other people drive your boat. I got a quote once where they said I had to fax in a drivers license and social security card of potential drivers before they drove my boat. They reserved the right to deny people after reviewing what I faxed them.

(drnate) · (drnate) **Join Date: Jul 2006** 06-29-2011, 8:34 AM

I use skisafe.com and they're hard to beat

(boarditup) · (boarditup) **Join Date: Jan 2004** 06-29-2011, 7:47 PM

Check the policy very carefully... Most boat insurance does not cover riders very well. Global Marine does - including towing in a tournament. Lots of exclusions for towing riders in most policies. Beware and read the fine print.

(tro) · (tro) **Join Date: May 2009** 07-10-2011, 10:30 AM

I have Boat U.S. insurance - although mine is around $750 a year. I have yet to file a claim (knock on wood), but they seem like a good company.

(ajholt7) · (ajholt7) **Join Date: Apr 2009** 07-10-2011, 3:20 PM

I have been with BoatUS for three years. They offered me the best rates and coverage. Have had one claim and the experience was great. Now they have a watersports package that increases medical coverage and gear coverage.

(ajholt7) · (ajholt7) **Join Date: Apr 2009** 07-10-2011, 3:23 PM

Forgot to add. I have what they call a yacht policy, which means it is based on an agreed value with no depreciation. Also deminishing deductibles. Now I sound like a commercial.