Quote:
Originally Posted by cwb4me
That's if I display my weapon or use it. They will pay all my attorneys fees 24/7 no limits and no deductible . The also have a bail bond /expert witness option I believe is 35.00 more a year. They have a multi- state option for those who travel.
|
This is really interesting and I'm going to confess that I really had no idea that such a stand-alone liability policy existed.
Is this for ANY display or use of your firearm, or are there exclusions? Covers negligence, I'm assuming. What about willful misconduct/gross negligence (i.e. you "pull a gun" on someone and something bad ends up happening)? I'm assuming that there's probably an exclusion for use of the gun in the commission of a crime (which may include assault/battery)? Does it cover use of the firearm in course and scope of your employment?
Actually if you have a link to the policy document I'd be real interested in just reading that.
Back to the liability question tho, I think teachers would probably be shielded by sovereign immunity, but the scope of that shield is going to be a question of state law (i.e. likely to vary from state to state). And then there are the closer cases, like what happens when teach uses the gun while on an after school field trip with a school club? In course and scope of employment or not?
Hybrid Mode
