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Old     (wakemitch)      Join Date: Jun 2005       09-19-2016, 9:12 AM Reply   
My wife and I are currently saving to buy a house and hope to buy in a year. With the crazy price for homes in the Bay Area the 20% down is a lot of cash. It's looking like $120k-$160k .

As we save, where should we put our money so that it is relatively safe, but actually does something for us? It's a lot of money to just sit there and do nothing.

We have a money market account that gets us 1%, but I'm greedy and want more. I'm thinking we could put 20% of our savings each month into a mutual fund and 80% into the money market account. Is that too risky?

We are totally new to this, and would love some advice.

 
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