Can I afford a $30k boat.

I took a look at our expenses to try and ease my wife's worry (As well as mine).

If we can cut down how much we eat out, it covers the cost of the boat.... My pitch will be that its expensive, we're getting fat because of it, and its not a good habit to have when kids are around.

If we can get down to eating out 12 times a month between us (lunches usually separate / dinners usually together), ~3 times a week, that would save enough to make the payment that would pay off a 25k loan in 5 years.