Allatoona lake only has about a 1000 dock permits so now they are claiming that the value of a permit is about $100k in value. Lake Lanier which is northeast of Atlanta which is 3x the size of my lake, has 11,000 permits so the value is much less. When I purchased my dock used, the original dock builder was the one who orchestrated the sale and apparently my dock was built for around $65k at the time. My issue falls under that my dock is no longer made so if a tree were to fall and destroy the railing at minimum, I'd have to replace 20x28 worth of aluminum railing if I want it to match. Hence the desire to have insurance.
I'm on a main channel so after spending $1k on repairs, $500 to replace a float, I spent $3500 on pole anchors to survive the beating I take from wally's at full throttle 30 ft off the dock. I'm getting a Hyrdohoist 6000# shallow water lift to the tune of $9k to future proof for the day I buy one of these new monstrosities boat manufacturers are putting out nowadays. I'll have spent more to purchase and update my dock then how much I spent to buy my Moomba LSV.
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